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Advice for People New to Health Insurance (Part 3): Understanding Insurance Terms

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As the new Federal deadline for signing up for health insurance fast approaches, many Americans are enrolling for the first time.

Whether you have had health insurance through an employer, through Medicare or are new to health insurance, this eight-part blog series, pulled from our Be a Prepared Patient resources, has information to help you understand how to pay for your care, how to interact with your doctor’s office and what preventive care you might need, much of which is provided free under the Affordable Care Act (visit this page from NPR for more FAQs on the Affordable Care Act).

 


 

Do you know the difference between a premium, a deductible and a co-pay? A poll conducted this summer found that more than 60 percent of the people surveyed did not understand nine key health insurance concepts, including the three listed above.

Health insurance plans have their own language to describe how much you’ll pay and what your benefits are – understanding it can make a big difference in your pocketbook and save you some hassle. Here are definitions for some of the most common terms you will encounter when selecting and using health insurance: Health Insurance Glossary.

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Tags for this article:
Health Insurance   Medical Education   Pay for your Health Care   Inside Healthcare  


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